A lawyer and an engineer strike up a conversation at dinner on a cruise ship.
Engineer: What prompted you to take this cruise?
Lawyer: Well, as it happened my house caught fire and burned to the ground. I also lost my car, my boat and all my belongings in the fire. But, the insurance paid me enough to buy a new house, new car, new boat and new belongings with enough left over to pay for this cruise.
Engineer: Wow, that’s amazingly similar to my story, except I lost everything in a flood. But, just like you, my insurance paid me enough to buy a new house, new car, new boat and new belongings with enough left over to pay for this cruise.
Lawyer: Wow! That is quite a coincidence. But, tell me… how do you start a flood?
Tom