I file tomorrow .

[Janderso]

Bravo Mike, diligence in life does pay dividends.

Amen brother.
I'm trying to instill the thought into my boys heads.
At least they both have 401K and pensions through their jobs but who knows what is going to happen in 30 years.
Theoretically they will inherit a pretty big chunk from Mama and me
God willing.

 

[Charles scozzari]

I am an optimist, but also a realist. Many of us took a bath with stocks and 401ks. Property might be our best asset for our loved ones.

 

[mmcmdl]

Wanna see my list for the weekend ?

 

[Winegrower]

You guys that think it’s hard to retire and start spending after being frugal all your lives should try it the other way around.

 

[Charles scozzari]

You guys that think it’s hard to retire and start spending after being frugal all your lives should try it the other way around.

That is the best thing I've heard in a long time. Thanks for making me laugh. And oh, I did that too. The wife put an end to that pretty quick.

 

[Just for fun]

No kids to save for. My wife and I are going to do our best to spend our savings down to a bare minimum by the time we move on.

 

[Aukai]

I told my mom, if she died with a dollar to her name, fire her accountant it was for her to use. I came into this world with nothing, and I still have MOST of it left.

 

[Charles scozzari]

I elected to have taxes withheld on my SSI, so I get a bonus at the beginning of the year and make my big purchases out of that. I, too, am delaying any withdrawals until I'm forced to take them.

That withdrawals is some B.S. Than its income.

 

[gerritv]

It is HARD to change track and start spending some savings after a lifetime of being frugal! My financial guy said a couple years ago to get out of the game, started only working Mon to Thurs this year. Likely head out the door in a year around spring time. Maybe
Pierre

Transitioning via a part time job worked best for me. My wife was already retired, and likely didn't want me hanging around all day all the time did that for a year and a bit, tapering off to 1 day/wk.
Re: spending, that too took a while to get used to. But things like clothing budgets plummet as do gasoline usage. And no lunches out at work etc. Hobbies help, keeps you at home and not in a bar drinking or whatever else there is to waste money on.

Gerrit

 

[Charles scozzari]

Transitioning via a part time job worked best for me. My wife was already retired, and likely didn't want me hanging around all day all the time did that for a year and a bit, tapering off to 1 day/wk.
Re: spending, that too took a while to get used to. But things like clothing budgets plummet as do gasoline usage. And no lunches out at work etc. Hobbies help, keeps you at home and not in a bar drinking or whatever else there is to waste money on.

Gerrit

Gas is a problem nowadays.