Ooooh...you just made a slip up there.
Either you just revealed your membership of the small group of immortal human beings existing on earth, or you just admitted to being a sentient true AI!
Of course time matters. Everything takes
some amount of time and whilst hobbyists aren't under commercial pressure, we can't spend 24/7 in the workshop and have other demands on our time.
Also eventually we get to the stage where, if we're lucky we, as Mr Pete so charmingly says, 'take a dirt nap', or we get decrepit enough that we can't use our workshops anymore.
You use a four jaw chuck where you either need to ensure concentricity if you have to remove the workpiece from the chuck, or you need absolute assurance that you have absolute minimum runout that a standard three jaw can't offer, or you need to hold a square part in the chuck (you can square up a piece of stock in a lathe with a four jaw chuck, if you don't have a mill), or you need to turn a feature that is eccentric to the lathe's spindle axis.
You'll use a three jaw chuck for pretty much the rest.
People say "If I was on a desert island and I could take only one chuck it would be a four jaw" and what they're actually saying is that a three jaw has limitations and just having a three jaw chuck is not enough.
And that's correct; everyone should have a four jaw chuck as a basic part of lathe tooling.
But no hobbyist, least of all beginners like thee and me, should be punishing themselves by having to dial in a workpiece in a four jaw chuck, every time they need to do a set of operations on a cylindrical workpiece where it can remain in place throughout those operations.