So the vfd manufacturers knowingly sell vfds rated for more than they can handle?I believe you're intending to power the VFD single phase? A three phase motor drawing 10 FLA is drawing a sustained 10 amps on each of three wires. When supplied by 2 wires (single phase), the equivalent power is supplied by approximately 17.3 amps. A VFD with a maximum of 13 amps input on single phase cannot sustain 10 amps on three phase to the motor. Cheap import VFDs often falsely claim otherwise (and my 120V vacuum cleaner claims peak 5HP). Since VFDs are not 100% efficient, you'd need 18+ amps single phase to sustain 10amps. Sizing VFDs by HP is an approximation. VFDs are really sized by output current to match the motor FLA.
An electrical motor may significantly exceed FLA briefly on startup, or briefly under heavy load. If you go strictly by electrical code, circuits aren't suppose to be loaded to 100% capacity especially for loads like motors where a brief high startup current occurs. 30A is the next step up.
All that said, I run a 3HP lathe w/ VFD on a 20a single phase circuit and have never blown the breaker. I do have the VFD programmed to ramp up somewhat slowly to avoid high startup current, and to allow the RPM to slow down when the current draw gets too high. So I'm potentially sacrificing some performance by not using a 30a circuit.
All the folks who have posted here and elsewhere that you don't have to oversize the vfd are wrong?
I need a 5hp plus rated vfd to run a 3 hp motor and an $82 wire instead of a $38 wire even though 12-2 will support a 20 amp circuit with margin for error?
I need all that and you are running a vfd on a 20 amp circuit without issues? What is the rating on your vfd?