A little life advice here....
Don't ever, and I mean ever, attempt to judge someone's finances by what they drive or what they have. That airplane you see as my avatar was my day job. I once flew some folks from Jackson Hole to Glacier. They were dressed in cargo shorts, dirty t-shirts from hiking and a couple duffel bags. They (husband & wife) got in their Subaru Outback in Glacier and drove away. Our company will not talk to anyone unless their NET worth is $5 million. My guess is that these folks were worth well north of $20+ million NET. So when I see people in my small town that drive a big fancy truck, I just smile. Heck, I used to drive a rusted out GMC truck and I made 4 times the average household income for our are. Those people you know might be financed to the hilt, living paycheck to paycheck.
Money can't buy happiness but it makes a dang good down payment.
Something to think about.... There will be/is a pilot shortage going on. Not sure if it interests you or not. It is a real bear of a career to get into, but the payoff can be huge. If I was still working for my old company (I'm retired) my base would be $183k plus 58% 401k match and free full health coverage for my entire family.
As someone else said, start saving for retirement. $20 a week into a retirement fund. Avoid Edward Jones like the plague. Vanguard is excellent.