What Did You Buy Today?

[erikmannie]

Debt is kinda like weight, easy going on much harder to get rid of....
Good luck. We had one of those deals with some dental bills on my kids once, a WORD of advice MAKE REAL sure you have it down to ZERO as much as a month ahead, the company sat on out last check before posting it, was quite a battle to prove was sent before the deadline.
Jim

What a horrible institution to sit on the last check like that!

We divide the sum by 11 and send that much per month. It makes the math really easy when the interest rate is 0%.

 

[rabler]

Cast or Skull? Inquiring minds want to know!

Skull. Father was a pathologist and medical examiner. When I was in high schoool I would help with weekend autopsies as the regular assistant was unavailable. Standard contract pay was $100 for assisting. Good money in the ‘70s for a teenager.

 

[Provincial]

What a horrible institution to sit on the last check like that!

We divide the sum by 11 and send that much per month. It makes the math really easy when the interest rate is 0%.

Perhaps the way to avoid that is to make the payment with ACH (electronic bank-to-bank transfer) so there is no way that they can sit on it.

 

[great white]

We just paid a 5% fee to Discover for a balance transfer. For this $671.20 fee, Discover will pay off $13,424 of our c/c debt (which was at an average of 24% APR) and give us 12 months to pay it all off, at a rate of 0%.

However, the catch is that 28% or so back interest on $13,424 is suddenly added on if we fail to pay off every penny in 12 months or less. This is the proverbial sword of Damacles.

I looked back at what constituted this large debt. It was gas cylinders, gas, tool holders/boring and threading bars/inserts from Aloris, the delivery charges for the rigging company that delivered the engine lathe and knee mill, the 20% down payment on the knee mill, 2 Glacern face mills with inserts, and other tooling for the big lathe & mill. There was also a tune-up for our car, and finally a few veterinary bills for our beloved dogs.

This makes me sooooo grateful we paid off our cc debt many years ago. We had crushing debt, much more than what you’re carrying. Taught us that anything that goes on the cc has to be paid off by month end or we don’t buy it.
Med bills for the pups I understand though. When they need care to survive, money concerns tends to go out the window. But we decided when we paid off the cc debt that a certain amount of that monthly payment goes into a separate account to only be used for dog med needs.
We do whatever we have to now to stay out of cc debt. That taught us to save, for current wants and future needs.

get those damned vultures off your back bro! Once they're off, keep them off. It amazing how good you feel once you get them out of your pocket….

 

[ChazzC]

Skull. Father was a pathologist and medical examiner. When I was in high schoool I would help with weekend autopsies as the regular assistant was unavailable. Standard contract pay was $100 for assisting. Good money in the ‘70s for a teenager.

Very good money!

 

[Ben17484]

As many of you have probably seen, I've been posting a lot of questions about different types of Mills recently. I finally settled on what to buy and bought it!



It's a ToolCo VM32. I think this is equivalent to the PM30/WM18/Weiss VM32 machine. I bought this second hand, but it's in almost new condition. The seller bought this new a few years ago under the guidance of a friend who was an engineer and was going to teach him how to use it. The friend then became a bit distant and wasn't around to teach the seller, so he sold it to me almost unused.

It came with the cabinet and the DRO, so all in all I got it at just more than half the price of buying the mill and package new.

I was looking at new asian mills vs older british/european/american mills and decided that for me right now a newer machine that "just works" is better for me. At some point I'd still like an older milling machine that I can restore, but right now I just need to spend the time I do have (which is limited) in actually learning how to use a milling machine rather than fixing one up.

I'm guessing during loading the potentiometer knob snapped off, so I need to sort one of those out (I've a parts guide, but any help of a suitable pot that I can just get from ebay/amazon would be helpful), but other than that it's good to go!

 

[Shotgun]

I'm guessing during loading the potentiometer knob snapped off, so I need to sort one of those out (I've a parts guide, but any help of a suitable pot that I can just get from ebay/amazon would be helpful), but other than that it's good to go!

Take the potentiometer out. Most likely it has three tabs on it, with wires attached to each. Put a piece of tape on the center wire, then disconnect all three. Set your multimeter to Ohms, and measure across the two outside tabs. This will give you the full range resistance. Most likely it will be either 5k or 10k, but it could be anything. This is the resistance, and the number you'll want to use to search Amazon, et. al. Something like "5k ohm potentiometer". Then just pick one that looks like yours. There won't be much price difference between the cheapest and most expensive, but the few extra dollars will protect you from headaches.

Make sure you get the center wire back in the center, and then test it. If it runs in reverse, ie turning it up makes it go slower, reverse the two outside wires.

 

[Ben17484]

Take the potentiometer out. Most likely it has three tabs on it, with wires attached to each. Put a piece of tape on the center wire, then disconnect all three. Set your multimeter to Ohms, and measure across the two outside tabs. This will give you the full range resistance. Most likely it will be either 5k or 10k, but it could be anything. This is the resistance, and the number you'll want to use to search Amazon, et. al. Something like "5k ohm potentiometer". Then just pick one that looks like yours. There won't be much price difference between the cheapest and most expensive, but the few extra dollars will protect you from headaches.

Make sure you get the center wire back in the center, and then test it. If it runs in reverse, ie turning it up makes it go slower, reverse the two outside wires.

Thanks Shotgun. The parts list that came with the manual states it’s a 4K7 Pot. I don’t really see 4K pots on eBay though. Would 5k be ok? (Im not too hot on electrics)


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[ttabbal]

Thanks Shotgun. The parts list that came with the manual states it’s a 4K7 Pot. I don’t really see 4K pots on eBay though. Would 5k be ok? (Im not too hot on electrics)

5k would probably be just fine. The way they are usually used makes it not really that important what the value is other than you would want to avoid really low values to keep it from trying to pass a high current. That translates to 4.7k ohm, which is a pretty common value, so if you search for that you should be able to find it. They are also usually 10% tolerance...

 

[Ben17484]

5k would probably be just fine. The way they are usually used makes it not really that important what the value is other than you would want to avoid really low values to keep it from trying to pass a high current. That translates to 4.7k ohm, which is a pretty common value, so if you search for that you should be able to find it. They are also usually 10% tolerance...

Perfect - thank you. I’ve ordered one and it’ll be through tomorrow. Then I’ll be able to use my new Mill!


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