I had to get a second Loupe because the first one I bought was dedicated to this task...
It is not so much of an issue if it happens to me... If it is not easy to grab, I used to grab the nail clippers to get some skin off to be able to reach the chip/splinter, then reach for the lamp with a magnifying glass and some tweezers to get it out...
But then COVID hit and my son spent two of his college years being, day in and out, barefooted, shirtless, and wearing only pajama pants... He would get a splinter/chip every time he went into the garage to grab something from the fridge there... You would think that the guy would learn his lesson the first time, huh!?
Anyway, with others, the loupe and tweezers have worked great. With me, I am now using some stronger magnifying goggles instead of the magnifying lamp...