I guess it depends on your definition of Hobbyist: most “Hobbyist” machines don’t have the spindle speeds or rigidity to maximize the capabilities of carbide end mills.
Do I have carbide end kills and insert tooling for my Mini-Mill & Mini-Lathe? Yes; but I use tgem cautiously for tougher materials. With the exception of face mills (with “Aluminum” inserts), I find that quality HSS/Cobalt tooling works well on Aluminum, 12L14 and 1144.
Just as carbide inserts need to be matched to materials, so do coated/uncoated HSS tools (and HSS insets).