I don't know how you are checking preload but I wanted to tell you how Emco does it. With the lathe cold, in neutral and a chuck mounted on the spindle, they spin the chuck by hand as hard as they can. Preload is adjusted so that the chuck stops after 1 to 1-1/2 revolutions. Emco uses P6 precision tapered roller spindle bearings and this procedure, as simple as it is, works well. My chuck stops after 1 full revolution, spindle has zero run out, doesn't get hot and it has remained precise since I've owned it (about 6 years at this point). You might see how this compares to what you're doing.