My Dad was a Snap-on dealer in the 70's. He was a no questions asked kinda warranty guy. He told me a few things, (I was in high school then), the dealer had to cover the cost of the tool until the new tool arrived and cover the freight to snap on and back for the warranty. I know the profit margins are not high on tools, seems like its 27 to 33 percent. But the truck is your highest "nut" of over head. So having said all that.......my current dealer told me to sharpen some worn out wire strippers. I now own a pair of Matco. My current dealer gave me grief over 30 yr old ratchets that needed a comfort handle and a coupla that need kits. I now buy matco ratchets to replace the worn out snap-on. We use a lot of 1/2 impact drivers and #4 bits we wear out the impacts, and sure break a lot of bits, initially he told me that Snap-on didn't warranty tools used in production shops. I asked it the other shops in town were just hobby shops. Now he just replaces them, no questions asked. I know that around town he has a poor reputation for doing warranties, I wonder what his bottom line would be if he adopted the "no questions asked" policy?
He also told a story about a bunch of old mechanics, back in the 30's that got together and designed the original snap on sockets and ratchets. Their real sales appeal was to give a guy a tool that he could use to pay for itself and give him the opportunity to do just that. Thus weekly payments. My interpretation was that these guys were for the mechanic, help the mechanic make a better living and make a good living by helping him. In the 70's the old guys started to retire and turn over their tool empire to their offspring. The skuttle butt was that these folks were not mechanics but business majors. They didn't know **** about tools but they knew how to make $. The unmentioned policy became: "Load the mechanic up with tools and high tool payments. If he couldn't pay then take the tools back and sell 'em to some one else."
I suppose some 40 yrs later this is all just hearsay................
One other thought, Snap-on is a franchise based company, the dealers own their own business. Each is an individual. Each has his own business policy. They can be as different as day and night.
Tim