Not sure I follow.
You protect the table on the RT the same way you protect the table on your mill with clamps, fixture plates, vises, etc.
Pallets and fixtures are generally considered sacrificial. You just mill right into them when you need to and clean them up as part of maintenance.
I have never used a fixture plate on the RT, I usually just clamp the work to the table, or put it in a 4jaw chuck. The few times I have had to mill to the bottom of a part, I have just put a spacer under the work so I don't hit the RT.
I'd like to have one, but it has never been worth the time or money to make one for the few times it would simplify things up this point. I am sure I will acquire one eventually though.