- Joined
- May 7, 2020
- Messages
- 267
Wow, congrats!
Make sure the insurance man knows what you're doing in there, and how much it all costs. It'd be a cryin' shame to have a claim denied because they didn't know you were running a business, and then found out about it after-the-fact.
Wish everyone thought like you do. I work in the homeowners insurance business and you are correct. My homeowner's policy wouldn't cover any of this stuff. We just picked up commercial insurance through the Hartford. Will cover all my equipment as well as business liability. Not that bad (about $70/mo). We also need a commercial rider on our auto policy. The side benefit is having a track record with an insurance company. That can make things cheaper in the long run (welding and fabrication is not something all the companies like to cover we found - especially for a new venture).