Nelson
Not trying to scare anybody, but I have been involved in this for too many years. done many insurance quotes and safety inspections on tools that have been involved in fires.
As long as a person is skilled enough to do the job, and follows the appropriate codes for the area, there should not be any red flags flying if there is ever need for an adjuster. The problems arise when the workmanship is clearly shoddy and the wiring is clearly not up to code, and unfortunately, all the adjuster needs to find is one small example, anywhere in the building and they can then theorize that the rest was just as bad or worse.
The main rule of thumb, is to make sure that all components being used in the project are certified for your country. CSA or UL(C) for Canada, and UL for the US. Not sure about the codes for other countries. Next make sure that all your wiring is properly sized for the load and that all wiring is done neat and tidy. There is nothing to say that a amateur can not do a better job than a professional, matter of fact many amateurs do a much better job. Remember, the only real difference between an amateur and a professional is that the pro gets paid to do it, the amateur does not!
Also getting the necessary permits and inspections goes a long way to mitigating any future problems. Most homeowners can pull a permit easily and there are very few things that homeowners can not do to there own prperties with the proper permits.
Walter